Disclaimer

Effective date: October 21, 2025

Last updated: October 21, 2025

General Information

The content available on apnisoch.com (the “Site”) is provided for general informational purposes only. While we strive to keep the information accurate and up to date, apnisoch.com makes no representations or warranties of any kind, expressed or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the Site or the information, products, services, or related graphics contained on the Site for any purpose.

No Professional Advice

The information on this Site is not intended to be a substitute for professional advice. Nothing on the Site constitutes legal, medical, financial, tax, or other professional advice. You should not act or rely on any content on this Site without seeking the appropriate professional advice for your particular circumstances.

Affiliate Links and Sponsored Content

Some pages on the Site may contain affiliate links, sponsored content, or advertisements for which apnisoch.com may receive a commission or other compensation. This does not influence the information we present, and we only recommend products or services we believe will add value to our readers. Please conduct your own due diligence before making any purchase.

External Links

The Site may include links to third-party websites for your convenience and information. Such links do not imply endorsement by apnisoch.com of the linked sites. We have no control over the content or practices of third-party websites and are not responsible for their content, privacy practices, or terms.

Limitation of Liability

To the fullest extent permitted by applicable law, in no event shall apnisoch.com, its owners, agents, contributors, or affiliates be liable for any direct, indirect, incidental, consequential, special, punitive, or exemplary damages arising out of or in connection with your use of the Site, reliance on content, inability to use the Site, or any errors or omissions in the Site’s content, even if we have been advised of the possibility of such damages.

Availability of Content

We make reasonable efforts to ensure that the Site is available and operating at all times, but apnisoch.com does not guarantee continuous or uninterrupted access. We may suspend, withdraw, or restrict access to the Site (or parts of it) at any time without notice.

User Responsibility

You are responsible for verifying any information before relying on it. You agree that you use the Site at your own risk and are responsible for any decisions or actions you take based on the content of the Site.

Indemnification

You agree to indemnify, defend, and hold harmless apnisoch.com, its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to your use of the Site or your breach of these terms.

Changes to This Disclaimer

We may update this Disclaimer from time to time. When we make material changes, we will post the updated disclaimer on this page and update the “Last updated” date. Your continued use of the Site after such changes constitutes your acceptance of the updated Disclaimer.

Governing Law

This Disclaimer and any disputes related to it or the use of the Site shall be governed by and construed in accordance with the laws of the jurisdiction in which the Site owner operates, without regard to conflict of law principles. If you are unsure which jurisdiction applies, please contact us using the details below.

Contact

If you have any questions about this Disclaimer or the practices of this Site, please contact us at:

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This disclaimer is a general template and does not constitute legal advice. Consider seeking independent legal counsel to ensure compliance with laws applicable to your business.